How long does a paypal credit refund take? to your credit card or debit card.
According to paypal - If you paid via credit card or debit card, PayPal will credit the funds back to your card. While PayPal sends the money back immediately, your card company may take up to 48 hours to claim the funds. After that, they allow themselves up to 30 days to apply the credit to your account. How long this portion takes is up to your card issuer. However, most card issuers are very understanding about credits and will apply them much, much sooner. For more information on how long it takes your card issuer to apply credits, please contact your card issuer.
If you paid via a bank transfer, PayPal will place the funds into your PayPal account balance. If the payment was refunded within 3-5 business after you made the payment, you may not see it placed in your balance immediately. This is because the bank transfer is still processing in the background (PayPal will often pay your merchant in advance while we wait for the bank transfer). As soon as it finishes processing, it will be placed in your balance.
If a seller/anybody issues you a refund right away on bank funded payment, the money may not yet have finished transferring from your bank. As soon as the ACH transfer is complete to PayPal from your bank, the funds are available for you to use or withdraw, as you see fit. That is typically 3-5 business days for US accounts, with varying time frames for other countries.